I've recently found that disabling this setting in 2013 often fixes jerk playback. Can't say I've ever focused on it before. And I didn't include it in my longish list of factors in the thread
http://www.magix.info/uk/how-can-i-correct-the-choppy-playback-with-movie.knowledge.802022.html
What do others find please? And come to that, what exactly is 'overload optimizing'? The manual doesn't throw much light:
Overload optimization for realtime playback
Here you can activate or deactivate overload optimizing during realtime playback of the arrangement. This feature is particularly suitable for lower performance PCs.
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Terry, East Grinstead, UK